Nearly 6 years ago my identity was stolen and I am still feeling the problems that it caused me. I was living in an apartment with a friend of mine and it was right around the time that I met my husband so I was barely ever there. The only reason I found out about it was because I received a Gap Credit card in the mail with my name on it. I found out that someone had opened up 4 credit cards in my name on websites such as Old Navy, Sears, and a few more. She also tried on sites like Target and Walmart but was declined. Applying online allowed the person to purchase and max out the amount that it was approved for in the same transaction.
After the little shopping spree was concluded with thousands of dollars spent on women’s clothing they actually had all of the items shipped to my apartment complexes management office. The person then picked up their items right there. After filing a police report I went through hell during the investigation. The police accused my roommate which cause quite a bit of drama resulting in me needing to move out. An alert has been placed on my social security number as a form of identity theft protection so that no one else can open any account without a few forms of proof that it is actually me.
Hopefully you check your credit each year for any suspicious activity. You are given a free one from each reporting agency a year but that is too long to wait when it takes a day for something to open up thousands of dollars in credit and then spends it in the same day. I was very luck that all of these companies were able to get rid of all of the charges. She not only stole my identity but stole a LOT of merchandise from the various stores.
Companies like IdentityHawk were created to help consumers safeguard their assets, their properties, and your name! Through their suite of protective benefits, IdentityHawk members can view the health of their identity protection, identify areas where they're most at risk, and take proactive steps to reduce those risks.
This post was compensated through Blogsvertise. This story is true and it really is awful having your identity stolen so take the steps to protect yourself.